Terms & Conditions

Effective Date: 08/18/2025
Van Holland Insurance & Retirement Planning
vanhollandinsurance.com

Welcome to Van Holland Insurance & Retirement Planning (“Company,” “we,” “our,” or “us”). By using our website [vanhollandinsurance.com] (“Site”), and any services or information we provide, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree, you must not use our site or services.

Use Of Our Website

Our site provides information about health insurance products and services and educational resources.
You agree to use this Site only for lawful purposed and not to misrepresent your identity to provide false information.
You must be at least 18 years old (or the age of majority in your state) to request quotes or purchase insurance through our site.

No Guarantee of Coverage

Submission of an application, request for a quote, or other information does not guarantee coverage.
Final approval, underwriting, and issuance of policies are determined solely by the insurance carrier and are subject to their terms, conditions, and applicable laws.
We are not responsible for any denial of coverage, changes in premium, or limitations imposed by an insurance carrier.

Accuracy of Information

You are responsible for ensuring the accuracy of all information you provide when requesting quotes, applying for coverage, or communicating with us.
Providing false, misleading, or incomplete information may result in denial of coverage or cancellation of a policy.

Intellectual Property

All content on this Site, including text, graphics, logos, images, forms, and design, is the property of Van Holland Insurance & Retirement Planning or its licensors.
You may not copy, reproduce, distribute, or create derivative works without prior written permission.

No Professional Advice

Information on this Site is provided for educational and informational purposes only.
It should not be considered financial, tax, or legal advice. You should consult with licensed professionals before making decisions about your health insurance or related matters.

Third-Party Insurance Carriers

We may provide access to insurance products offered by third-party carriers. We are not responsible for the content, terms, policies, or decisions of any insurance company.
Your contractual relationship for coverage is solely with the insurance carrier, not with Van Holland Insurance & Retirement Planning

Limitation of Liability

To the fullest extent permitted by law, Van Holland Insurance & Retirement Planning is not liable for any direct, indirect, incidental, or consequential damages arising out of your use of the Site, reliance on information provided, or purchase of insurance products.
We do not guarantee the accuracy, completeness, or timeliness of information provided by third parties.

Indemnification

You agree to indemnify and hold harmless Van Holland Insurance & Retirement Planning, its officers, employees, agents, and affiliates from any claims, liabilities, losses, or expenses (including legal fees) arising out of your use of the Site, reliance on its content, or violation of these Terms.

Compliance with State and Federal Law

Health insurance products are regulated by state and federal law. Availability, eligibility, pricing, and benefits may vary by state.
By using this Site, you agree to comply with all applicable laws and regulations governing insurance sales in your jurisdiction.

Changes to These Terms

We may update these Terms from time to time. Changes will be effective when posted on this page with a revised “Effective Date.” Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

Governing Law

These Terms are governed by the laws of your state, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the courts of your state.

If you have questions or concerns about our Terms & Conditions or how we handle your information, please contact:

Tina Van Holland
Van Holland Insurance & Retirement Planning
712-546-6011
131 1st St NW, Le Mars, IA, 5103